Mahaffey & Associates, LLC
Mahaffey & Associates, LLC

Main Address
8527 Central Avenue
Sylvania, OH 43560

Call For A Free Consultation (419) 827-5008

  • By: Ty S. Mahaffey, Esq.
  • Published: January 27, 2021

Financial difficulties can put a huge strain of any marriage. And relationship issues can exacerbate financial problems. Therefore, it should come as no surprise that divorce and bankruptcy can easily occur in close proximity to one another. If you are about to face this difficult reality, you may be wondering how it all works. Should one process come before the…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: October 22, 2020

Paying for healthcare remains a huge problem in the United States. Even if you have health insurance, a major medical problem or one out-of-network emergency could leave you drowning in debt. Most people don’t realize it, but medical debt is the leading cause of personal bankruptcy in America. If you are facing overwhelming debt due to medical bills, it is…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: May 17, 2018

If you are considering bankruptcy, one of your concerns may be your ability to have good credit once again. Chances are you may have heard about how bankruptcies can stay on your report for many years after your discharge, and that lenders may be wary of your business because of it. While it is true that bankruptcies can remain on…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: March 27, 2018

Bankruptcy is supposed to be an individual’s refuge of last resort when the bills are piled sky high and creditors are howling like wolves at the door. Anyone can fall on hard times and the bankruptcy court doesn’t really judge those unlucky enough to walk through the doors. People who have lived in relative wealth and comfort their whole lives…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: January 26, 2018

Could technology change how people file bankruptcy in the future? One company thinks that it has created a program that just might. Many people in some of the most economically-depressed areas of Ohio need help to stop the harassing phone calls and steady stream of bills after a lay off, illness or other problem has put them into serious debt.…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: January 12, 2018

Taxes are weighing heavily on the minds of a lot of people at this time of year. For some people, however, it’s their old tax debt that weighs down on them the most. Can Bankruptcy Eliminate Tax Debt? Some people do qualify for federal tax relief if they file for Chapter 7, or “total” bankruptcy. However, they have to meet…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: December 21, 2017

Do you remember that old board game called, “Life?” As you moved around the board, the luck of the dice controlled whether good things or bad things happened to you. Some of them increased your fortune, others decreased it. It was meant to mimic real life in a lot of ways. Everyone is just about one or two bad dice…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: November 23, 2017

If you’ve been researching bankruptcy rules and procedures but putting off the actual commitment, you only have a short time to file under the current rules. On Dec. 1, 2017, some amendments to the federal bankruptcy procedure take effect, and they could have a significant impact on your bankruptcy if you wait until after that date to file. Here are…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: July 22, 2017

Filing for bankruptcy can be complicated, so it’s easy to make a mistake — but some mistakes can be costlier than others. When you first file for bankruptcy, you have to file “schedules,” which are very detailed lists of all your income, expenses, assets and debts. It’s easy to make a mistake and forget something important or put the wrong…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: June 15, 2017

The Fair Debt Collection Practices Act (FDCPA) was developed in 1977 to protect consumers from unscrupulous debt collection practices. Among its provisions, creditors are prevented from using abusive practices in the process of collecting debts, including using profanity and other harsh language when communicating with consumers, calling consumers at odd hours of the day and threatening to put indebted consumers…Read More

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