Mahaffey & Associates, LLC
Mahaffey & Associates, LLC

Main Address
8527 Central Avenue
Sylvania, OH 43560

Call For A Free Consultation (419) 827-5008

  • By: Ty S. Mahaffey, Esq.
  • Published: April 17, 2018

When you file for bankruptcy, the first thing your attorney will probably tell you is to refer all of your creditors to the office. That’s one headache you shouldn’t have anymore. This is why it can be so confusing and frustrating when a creditor pops up again after the bankruptcy is over and finally discharged. That’s not supposed to happen…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: February 23, 2018

A lot of good people end up filing for bankruptcy. A job loss or illness is all it takes to put people in a pile of debt that they can’t climb out of without some help. Unfortunately, if you don’t understand the practical differences between the types of bankruptcy plans available to consumers, you can end up hurting yourself financially…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: October 7, 2017

Is it really time to file for personal bankruptcy? Should you try waiting a little longer while you lock away the credit cards and tighten your budget to see if you can get your finances under control? Ultimately, you have to make the decision whether or not to file for bankruptcy on your own, but there are some good signs…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: August 23, 2017

Is it time to declare Chapter 7 bankruptcy? Or, should you pull yourself up by the proverbial bootstraps and tough out the next few years hoping your finances improve? It’s a tough choice, and — ultimately — you’re the only one who can make it. However, that doesn’t mean you have to make the choice wearing a blindfold — consider…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: August 2, 2017

One of the most common complaints about bankruptcy law is that student loans are specifically excluded from the list of debts that can be discharged. Dischargeable debts, of course, are those that can be wiped out by declaring Chapter 7 or Chapter 11. They are typically debts that are not secured in any way, the way a car loan is…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: July 12, 2017

If business is no longer booming, it may be time to consider bankruptcy — but first you need to take some time to consider your options. First, Take A Hard Look At Your Business Ask yourself the following questions about your business in order to determine if it is just going through a hard time or genuinely dying. — How…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: January 17, 2017

Are you struggling with insurmountable debt but are worried you will lose everything if you decide to file for bankruptcy? Don’t let your fears stop you from getting the fresh financial start you desperately need – especially since you may be able to keep much of your property following the bankruptcy process. In fact, by using Ohio’s bankruptcy exemptions, you…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: December 13, 2016

With the New Year quickly approaching, it is a good time to start thinking about possible New Year’s resolutions. However, while many people pick resolutions aimed at improving their physical health – going to the gym, eating better, etc. – you may want to consider a resolution that will improve your financial health instead – such as eliminating your credit…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: November 24, 2016

Bankruptcy is a hard thing to consider, especially when it is the middle of the holiday season and everybody’s full of good cheer. But is waiting until after the holidays are over really wise? If you’re just putting off the inevitable, it’s a good idea to talk to an attorney about your options before the holidays get into full swing.…Read More

  • By: Ty S. Mahaffey, Esq.
  • Published: October 24, 2016

One method small business owners sometimes use for injecting capital into their business is taking out a small business loan. In some instances, a small business runs into trouble paying back such loans. Recent statistics indicate that, over the past several months, it has been becoming increasingly common for American small businesses to fall into delinquency on loans. The statistics…Read More

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