Four out of every five college students consume alcohol, according to the National Institute on Alcohol Abuse and Alcoholism. That is a lot of underage drinking, since 21 is the legal age to consume alcohol in Ohio and all other U.S. states and most students begin...
Virtually no amount of financial planning or careful saving can completely address the burden of an unexpected financial crisis. For some people in Ohio, this is a sudden illness or injury that brings on considerable amounts of medical debt. For others, it is the...
This depends on your current real estate market as well as your cash flow moving forward. Emotion-based decision making can lead to costly mistakes. The best option is often to sell the home, divide any equity and move on. But the real estate market recovery has not...
For those in Ohio who own a business, ensuring that the business continues to operate after one’s death is often a primary concern. Many people have made their business venture one of their top priorities throughout their lives, and want to see that hard work passed...
When many Ohio residents think about personal bankruptcy, it is with the assumption that choosing that path marks the end of the road — the point beyond which success is simply unattainable. In reality, however, many people who pursue personal bankruptcy go on to...
Nearly 30 years ago, an Ohio man served time for a rape conviction stemming from an encounter with a woman his own age. While he was in jail, the state retroactively labeled him as a sexual predator, a label that many people associate with child sex abuse. Since that...
When many people in Ohio think about personal bankruptcy, they imagine a scenario in which an individual has made a series of poor or irresponsible financial decisions. While this is sometimes the case, there are many other means by which people can find themselves in...
While many Ohio residents will make an effort to complete their estate plans well before those provisions are needed, very few will give Medicaid planning similar attention. No one wants to think about having to rely on Medicaid in their later years, but not wanting...
Decisions based on emotion or short-term thinking can easily affect when you retire. Research finds women are disproportionately affected, because they often take time off to stay home with children or work in a lower paid profession. The average income of women in...
When an Ohio resident is overburdened with debt, he or she will often go to great lengths to remedy the situation. Many will attempt one or more debt relief programs before determining that personal bankruptcy is the best possible option. While there are certainly...